University National Bank

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University Bank
200 University Avenue W.
St. Paul, MN 55103

Lobby Hours:
Monday-Friday:
9:00 a.m. - 5:00 p.m.

Drive-thru & Walk-up Hours:
Monday-Friday:
7:30 a.m. - 6:00 p.m.
Saturday:
9:00 a.m. - Noon

Switchboard (651-265-5600):
Monday-Friday:
8:30 a.m. - 5:00 p.m.

Products

Personal - Business

Sunrise Secure Solution

All deposit customers are eligible to enroll in
the Socially Responsible Deposit Fund (SRDF)

Business Checking Accounts

Product	Minimum Deposit to Open Account	Monthly Service Fees	Interest Paid	Statement Frequency
Free Business Checking	$100.00	N/C	None	Monthly
* Transaction's include checks, deposited items and other debits/credits		First 100 Transactions Free Over 100 Trnsactions $8.00 + .30 cents per item
Small Business Checking	$300.00	$8.00 /month	None	Monthly
* Debits include checks, drafts, and ACH pre-authorized payments		.14 Per Check Deposited .20 Per Debit Written .30 Per Deposit Made
Regular Business Checking	$300.00	$15.00 /month	Earnings Credit	Monthly
* Debit's include checks, drafts, and ACH pre-authorized payments		.08 Per Check Deposited .15 Per Check Written .30 Per Deposit Made
You will receive an earnings credit for your collected ballance maintained, based on the 90-day T-Bill (monthly average of the prior 3 months T-Bill less 50 basin points). This is an offset against the above charges and will either reduce your service charge or eliminate it entirely. The charge for the use of uncollected funds is two percent (2%) over the current prime rate as published in the Wall Street Journal.
Non-Profit Checking	None	None	None	Monthly
This account offers the non-profit organization convenience and affordability. No minimum balance requirements and no monthly service fees.

For more account details, features and fees on Checking
and Savings Accounts please click on this link: More Info

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Transaction Account Guarantee Program

University National Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. More >>